Wholetail Loan

24-hour approvals. 48-hour closing. No delays in funding!

No 1800 numbers, stream-lined application process, partner from beginning to end with strategy and support.

Our investment loans are offered starting at 12% interest, with NO hidden or junk fees.
Based in Dallas, BOSSE uses our local market knowledge to help our clients make smart investment decisions.

The BOSSE Origination Fee

  • NO Processing Fees
  • NO Appraisal Fees
  • NO Draw Fees
  • NO Junk Fees
  • NO Prepayment Penalty

Wholetail Loan

real estate agent Delivering sample homes to customers, mortgage loan contracts. Make a contract for
Short term financing to quickly buy and sell properties.

Real estate investors understand the importance of securing financing that fits the unique needs of a project. Bosse Lending’s Wholetail loan option is an excellent solution for you if you’re looking for short-term financing to quickly flip a property without the need for extensive repairs. With this loan, you’ll enjoy the benefits of interest-only payments, allowing you to maximize your cash flow during the loan term. The interest rate is competitive at 12% or more, ensuring that you can achieve a strong return on your investment. Additionally, the low origination fees and flexible loan terms of three months with the option to extend make this loan an attractive choice. You can benefit from up to 90% of total project costs or up to 70% of ARV, whichever is lower, making it easier to finance your next real estate investment project.

Loan Details:

  • Quick Flip, No (or just a little) Fix
  • 12.5%+ Interest only payments
  • 0-3 Points origination, The BOSSE Origination fee Includes everything! Except legal*.
  • 3 Month term, with extension options (extension fees may apply).
  • Up to 90% of total project costs covered (purchase + rehab),  or up to 70% of ARV, whichever is the lesser value of the two.

Approval Requirements

  • A credit score of at least 640* is required.
    *Exceptions on a case by case basis
  • A minimum of 10% liquidity is required.
  • Recent bankruptcies and foreclosures are not permitted.
  • Tax returns and employment verification are not required.
  • Only first liens will be accepted
  • Only investment properties are eligible for funding; owner-occupied properties are not considered.
  • Eligible property types include single-family homes, 2-4 unit properties, and townhomes; condominiums and manufactured homes are excluded.
  • Properties should be situated in suburban or major metropolitan areas in Dallas or Fort Worth.
  • Prior to closing, evidence of hazard or homeowner insurance for the loan’s duration is required.
  • BOSSE Lending reserves the right to alter loan criteria as needed.
  • An insurance policy is required on all loans with an insured value minimum of the full loan amount for the term of the loan. BOSSE Lending can assist in obtaining insurance. Get More Information   
    Insurance premiums must be paid in full during or before closing, with no exceptions.
  • If the borrower has a blanket policy, the insurance agent must provide evidence of insurance that includes the new property and proof of the blanket policy in force.
  • Replacement cost coverage is required.
  • The lender must be listed as a loss payee and additional insured.

Start A Loan With BOSSE

Invest with Bosse today for personalized support, fast response times, and innovative technologies that makes investing easier and more convenient than any other lender.
Get Pre-Approved
NEW CLIENTS: Investor fills out BOSSE application to get pre-approved & Proof of Funds Letter. Click here for other resources
Find a Property & Notify BOSSE
Investor finds a property & calls/emails BOSSE with the property details.
CURRENT CLIENTS: Fill out New Deals Form Click Here
Receive A Loan Term Sheet
BOSSE sends investor loan terms…this goes much faster when the investor is pre-approved!
Client Approves Terms
The loan terms approved by client and BOSSE gets to work.
Closing Day
Property/Loan closes
Loan Servicing
Loan servicing by the BOSSE team (monthly interest, draws)
Loan is Paid Off!
Property Sells/Refinances

The BOSSE Difference

In real estate, opportunities pop up fast. With BOSSE Lending, you can feel confident knowing you are working with a dedicated, reliable investment partner who is invested in your success.

“In addition to lending, we are able to advise our clients on their investments throughout the process – acquisition, renovation and listing services”.

Why Choose BOSSE Lending?

Loan programs and top-tier lending support

We offer personalized investment advising and market insights, joint venture opportunities, and are personally invested in every loan we approve. Our private money lending is managed in-house, meaning we have more control over the underwriting process, making it faster and hassle-free. With flexible rates, zero junk fees, and quick decisions and closings, BOSSE provides a reliable and efficient investment solution.

Case Studies