Fix & Flip Loan

24-hour approvals. 48-hour closing. No delays in funding!

No 1800 numbers, stream-lined application process, partner from beginning to end with strategy and support.

Our investment loans are offered starting at 12% interest, with NO hidden or junk fees.
Based in Dallas, BOSSE uses our local market knowledge to help our clients make smart investment decisions.

The BOSSE Origination Fee

  • NO Processing Fees
  • NO Appraisal Fees
  • NO Draw Fees
  • NO Junk Fees
  • NO Prepayment Penalty

Fix & Flip Loan

Resell properties for a profit.

This short-term financing is used by real estate investors to buy and renovate property, increase the value, and resell for a profit! We can help you spread your capital out over multiple investments, rather than using all of your capital on one project!

Grow with BOSSE Lending! We offer top-tier lending support through every stage of the lending process to ensure smooth and quick closing. We value relationships and complete transparency. As an established local DFW Lender, we have earned great relationships with many title companies throughout the metroplex and work diligently to make sure you close on time! We want you to feel confident knowing you are working with a dedicated, reliable lending partner who is invested in your success, so you can focus on what you do best! Let us take care of the rest!

Loan Details:

  • Monthly Interest only payments starting at 12.5%
  • 0-4 Points origination, The BOSSE Origination Fee includes everything! Except legal*.
  • 6-12 month loan term and a 3-month extension option. For shorter terms see our Wholetail Loans Here
  • Up to 90% of total project costs covered (purchase + rehab), or up to 70% of ARV, whichever is the lesser value of the two.

Approval Requirements

  • A credit score of at least 640* is required.
    *Exceptions on a case by case basis
  • A minimum of 10% liquidity is required.
  • Recent bankruptcies and foreclosures are not permitted.
  • Tax returns and employment verification are not required.
  • Only first liens will be accepted
  • Only investment properties are eligible for funding; owner-occupied properties are not considered.
  • Eligible property types include single-family homes, 2-4 unit properties, and townhomes; condominiums and manufactured homes are excluded.
  • Properties should be situated in suburban or major metropolitan areas in Dallas or Fort Worth.
  • Prior to closing, evidence of hazard or homeowner insurance for the loan’s duration is required.
  • BOSSE Lending reserves the right to alter loan criteria as needed.
  • An insurance policy is required on all loans with an insured value minimum of the full loan amount for the term of the loan. BOSSE Lending can assist in obtaining insurance. Get More Information   
    Insurance premiums must be paid in full during or before closing, with no exceptions.
  • If the borrower has a blanket policy, the insurance agent must provide evidence of insurance that includes the new property and proof of the blanket policy in force.
  • Replacement cost coverage is required.
  • The lender must be listed as a loss payee and additional insured.

Leverage Your Capital

Why Leverage with a Private Lender?

Unlock new opportunities and maximize your earning potential in real estate investments by tapping into the power of private capital with BOSSE Lending. By using a private lender, your cash-on-cash return can skyrocket.

Your Money vs Bosse Money:

  • When leveraging private capital for real estate investments, there are many additional benefits that can help you maximize your returns. We can offer you:
  • Increased purchasing power: By getting a private investment loan, you can access larger funding amounts, allowing you to pursue more lucrative investment opportunities that may be out of reach with your own resources.
  • Diversification: With private capital, you can spread your investments across multiple properties or projects, reducing the risk associated with having all your capital tied up in a single venture.
  • Flexibility in deal structuring: Private investment loans often offer more flexibility in structuring deals, allowing for creative financing options.
  • Speed and agility: Private capital transactions can often be executed more quickly compared to traditional financing methods, enabling you to take advantage of time-sensitive opportunities and secure deals faster.
  • Access to expertise and networks: Private lenders often bring valuable industry knowledge, experience, and networks to the table, which can provide valuable insights, resources, and potential business partnerships to further enhance your investments.
  • Potential for higher returns: Leveraging private capital can amplify your returns by magnifying the profits generated from your investments, as you have more capital at your disposal to acquire and improve properties, resulting in a higher overall return on investment.

 
By leveraging private capital with BOSSE Lending, you can tap into these benefits and position yourself for greater success in real estate investing.

Private Money
Your Money
Purchase Price
$175,000
$175,000
Rehab Costs
$50,000
$50,000
Total Project
$225,000
$225,000
 
Loan Amount (90% x $225,000)
$202,500
$0
Cash Out of Pocket (10% x $225,000)
$22,500
$225,000
Closing Costs (2% of Purchase Price)
$3,500
$3,500
Loan Closing Fee (3.5% x $225,500)
$7,087.50
$0
13% Interest for 6 Months
$13,162.50
$0
Total Cash Out of Pocket
$46,250
$228,500
 
Sales Price
$325,000
$325,000
Net Sales Price (95%)
$308,750
$308,750
 
Net Profit
(=Net Sales – Cash Out of Pocket – Loan Amount)
$60,000
$80,250
Cash-on-Cash Return
130%
35%

2023 Hard Money Course

Private Money 101, Fund Your Flips with BOSSE

Start A Loan With BOSSE

Invest with Bosse today for personalized support, fast response times, and innovative technologies that makes investing easier and more convenient than any other lender.
Get Pre-Approved
NEW CLIENTS: Investor fills out BOSSE application to get pre-approved & Proof of Funds Letter. Click here for other resources
1
Find a Property & Notify BOSSE
Investor finds a property & calls/emails BOSSE with the property details.
CURRENT CLIENTS: Fill out New Deals Form Click Here
2
Receive A Loan Term Sheet
BOSSE sends investor loan terms…this goes much faster when the investor is pre-approved!
3
Client Approves Terms
The loan terms approved by client and BOSSE gets to work.
4
Closing Day
Property/Loan closes
5
Loan Servicing
Loan servicing by the BOSSE team (monthly interest, draws)
6
Loan is Paid Off!
Property Sells/Refinances
7

The BOSSE Difference

In real estate, opportunities pop up fast. With BOSSE Lending, you can feel confident knowing you are working with a dedicated, reliable investment partner who is invested in your success.

“In addition to lending, we are able to advise our clients on their investments throughout the process – acquisition, renovation and listing services”.

Why Choose BOSSE Lending?

Loan programs and top-tier lending support

We offer personalized investment advising and market insights, joint venture opportunities, and are personally invested in every loan we approve. Our private money lending is managed in-house, meaning we have more control over the underwriting process, making it faster and hassle-free. With flexible rates, zero junk fees, and quick decisions and closings, BOSSE provides a reliable and efficient investment solution.

Case Studies